These Terms and Conditions ("Terms") govern your use of the TradeRoom PRO platform ("Site," "we," "our," "us"), operated by CREDO Trading LLC, a Florida limited liability company. By creating an account, enrolling in the program, or otherwise using any part of the Site, you confirm that you have read, understood, and agreed to be bound by these Terms.
You also confirm that you are at least 18 years of age, are a resident of the United States, and have the legal capacity to enter into this binding agreement.
TradeRoom PRO is an educational mentorship program. We provide structured curriculum, paper-trading practice tools, live discussion sessions, and mentor commentary for the purpose of teaching day-trading principles and discipline.
The $15,000 tuition fee is consideration for educational services. It is not a deposit, investment, profit-sharing arrangement, or guarantee of any kind related to trading outcomes.
No content, commentary, discussion, alert, watchlist, chart, scanner output, or instructor opinion delivered through this Site constitutes — or shall be construed as — investment advice, a recommendation to buy, sell, or hold any security, or an offer or solicitation of an offer to buy or sell any security.
All decisions to enter, hold, or exit any trade are made solely by you, based on your own independent research, financial circumstances, risk tolerance, and consultation with qualified, licensed professionals (such as a licensed financial advisor, accountant, or attorney).
Instructor commentary — including watchlists, market analysis, trade callouts, and live session discussion — reflects the personal opinions and trading approach of the instructor and is offered for educational illustration only. Instructors may or may not be in positions discussed. Their trades and timing may differ materially from any callout. You should not rely on instructor opinions as the basis for any investment decision.
This risk applies to all trading activity, including paper trading practice (where the risk is to your training discipline) and live trading (where the risk is direct financial loss).
Any testimonials, success stories, performance examples, or descriptions of past results — whether displayed on this Site, in marketing materials, or shared by instructors or other students — are not typical. They reflect the individual experience of specific people and do not represent what you should expect.
Becoming a consistently profitable trader requires significant time, dedication, capital, and emotional discipline. The majority of day traders are not profitable, even with education.
We do not track the personal trading account performance of our students. As a provider of educational services, we do not have access to student brokerage statements. We have no reason to believe our students perform better — or worse — than day traders as a whole.
Available independent research consistently shows that most day traders lose money:
These studies suggest that at a minimum, at least 50% of aspiring day traders will not be profitable. Day trading is a high-risk activity that can result in the complete loss of your invested capital. Any trade or investment is entirely at your own risk.
Phase 2 of the program involves paper trading (simulated trading with virtual funds). Paper trading is a valuable educational tool, but it has inherent limitations:
Completing Phase 2 successfully does not guarantee — and we do not represent that it guarantees — profitable performance in Phase 3 live trading or in any subsequent independent trading activity.
Hypothetical or simulated performance results have certain inherent limitations. Unlike actual performance records, simulated results do not represent actual trading. Because the trades have not actually been executed, results may have under- or over-compensated for the impact of certain market factors, such as lack of liquidity.
Simulated trading programs are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. Frequent material differences exist between hypothetical performance results and the actual results subsequently achieved by any specific trading program.
Data, content, and information presented within our scanners, charts, and other tools are provided by third-party data providers (including but not limited to Polygon.io and TradingView). We do not independently verify the accuracy, completeness, or timeliness of such data.
We make no representation or warranty regarding the validity, accuracy, or reliability of third-party data. Your use of any such data is at your own risk. You should independently verify any data before making any trading decision.
Trading penny stocks and other low-priced securities involves additional risks beyond those associated with larger-cap securities, including:
If you choose to trade penny stocks, you do so understanding and accepting these elevated risks.
The TradeRoom PRO program tuition consists of two components:
A student who completes all ten Monthly Subscription cycles will have paid total tuition of $15,000. You may discontinue future Monthly Subscription payments at any time by providing written notice of withdrawal, as described in Section 10.4. No acceleration of any unpaid future amount applies.
This 7-day guarantee applies only to the Deposit and to any Monthly Subscription payment made within the Cooling-Off Period. Refunds, where applicable, will be issued within fourteen (14) calendar days of receipt of your cancellation notice, using the same payment method you used to pay, where reasonably possible.
After the 7-day Cooling-Off Period has expired, the Deposit is non-refundable under all circumstances. This includes (without limitation) circumstances where you:
You may discontinue future Monthly Subscription payments at any time by providing written notice of withdrawal to CREDO Trading LLC. Upon receipt of such notice:
For the avoidance of doubt, the Company expressly waives any right to declare the full $15,000 tuition immediately due upon voluntary withdrawal or non-renewal.
You agree not to initiate credit card chargebacks or payment disputes for tuition payments. Any disputes shall be resolved through the arbitration provisions of Section 16.
We reserve the right to suspend or terminate your account, with or without notice, for any of the following reasons:
Suspension or termination does not entitle you to any refund of the Deposit or Monthly Subscriptions already paid, subject only to the 7-day Cooling-Off Period in Section 10.2.
All course content, video lessons, written materials, scanners, dashboards, and other materials provided through TradeRoom PRO are the intellectual property of CREDO Trading LLC. You receive a limited, revocable, non-transferable license to access these materials for your personal educational use only.
You may not copy, reproduce, redistribute, resell, or share program content with any third party. Violations may result in immediate account termination and legal action.
THE SITE AND ALL SERVICES, CONTENT, MATERIALS, AND DATA PROVIDED THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR THE ABSENCE OF VIRUSES OR ERRORS.
We do not warrant that the Site will be uninterrupted, error-free, or available at all times. We do not warrant the accuracy, completeness, or reliability of any data, content, or information presented on the Site.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CREDO TRADING LLC, ITS OFFICERS, MEMBERS, EMPLOYEES, OR AFFILIATES BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOST PROFITS, LOST TRADING GAINS, OR LOSS OF DATA, ARISING FROM YOUR USE OF THE SITE OR ANY TRADING DECISION MADE BY YOU.
OUR TOTAL AGGREGATE LIABILITY TO YOU, REGARDLESS OF THE CAUSE OF ACTION, SHALL NOT EXCEED THE AMOUNT OF TUITION YOU ACTUALLY PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.
You agree to indemnify, defend, and hold harmless CREDO Trading LLC, its officers, members, employees, instructors, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:
Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Site shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules, rather than in court. Arbitration shall take place in Miami-Dade County, Florida.
You and CREDO Trading LLC each waive any right to a jury trial and the right to participate in any class action or representative proceeding. Claims may be brought only on an individual basis.
These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles. The Federal Arbitration Act governs the interpretation and enforcement of the arbitration provisions.
We reserve the right to modify these Terms at any time. Material changes will be communicated to enrolled students via email or platform notice. Your continued use of the Site after any modification constitutes acceptance of the modified Terms.
The TradeRoom PRO program is offered solely to residents of the United States. We do not actively market or accept students from outside the U.S. If you access the Site from outside the U.S., you do so at your own risk and are responsible for compliance with all applicable local laws.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it enforceable.
These Terms, together with any supplemental policies referenced herein (including any Privacy Policy), constitute the entire agreement between you and CREDO Trading LLC regarding your use of the Site, and supersede all prior agreements and understandings.
For questions about these Terms, account issues, or refund requests:
CREDO Trading LLC
Location: South Miami, Florida, USA